Hail, wind and storm damage has wrecked havoc on your home’s exterior, so now what do you do? It’s best to stay calm, have a cup of coffee, then start the process of filing a storm damage claim with your insurance provider.
But how is this done? It’s a process that the storm damage specialists at Schmidt Roofing are more than happy to help you with.
As a company that specializes in roofing in MN and other Midwestern states, we are certainly experienced with storm damage and repair. We prefer to work with both homeowners and insurance companies to restore people’s homes, and we make this complicated process easy for our customers.
Just make sure you follow these pointers after the next storm blows through your area.
Make Sure the Damage isn’t Hazardous
You first want to gauge how bad the damage is. If you think that you might be in danger, make sure to get yourself out of the home immediately. From there, you can contact a specialist to come out and asses the damage.
At Schmidt Roofing, our team does 24-hour emergency repair work to keep you safe and to help prevent further damage to your home.
Document Whatever you Can
After a storm hits, and damage is identified, you should make it a point to take pictures of the damage, and record any estimates, so that you can be sure that nothing can derail the process.
Contact Your Insurance Company
It’s a good idea to call a roofing contractor to come out to your property and ascertain whether or not storm damage repair is actually needed, but never let the company talk you into making the repairs right away. You should always have an insurance adjuster come out to the house first to measure the amount of damage and whether or not your insurance will cover it.
To ensure a hassle-free claim process, you should:
- Contact your insurance company and report the damage. Give them the approximate date of the storm and make sure to write down your claim number.
- Contact Schmidt Roofing and let us know the date that the insurance adjuster will come to your home. We will send a representative out to work with them.
- Your insurance company will let you know how much they will cover, and you can work with us to choose your materials, colors, etc.
- We will work with your insurance provider to handle the rest.
Understand Your Coverage
It’s a good idea to go back and review your policy to make sure that you are covered for the damage that was sustained. Some insurance companies will cover the entire cost of a new roof if your roof is only a few years old. Other companies will only offer coverage up to the depreciating value of your roof.
It’s good to know what you are covered for and how much you will have to pay out of pocket.
At Schmidt Roofing, we work with your insurance adjuster and provide the estimate free of charge. We have experience handling claims and will help you get the full amount that your insurance policy allows.
Get a Quote from a Reliable Company
Most importantly, you want to have a professional roofing company come out and get you a quote on the cost to repair the damage to your home. At Schmidt Roofing, we have a fast response time and can have a team out to your house as soon as possible. Don’t wait to get your quote or file your storm damage claim, contact us today.